To make it easy to buy wedding insurance, we offer 5 levels of cover that are designed to suit wedding budgets between £7,500 and £50,000.
Simply choose the level of cover you require, select the Buy Now button and within a few minutes you'll be covered. |
Level of cover (per couple) |
| Silver |
Gold |
Ruby |
Emerald |
Diamond |
for
£33.95 |
for
£49.95 |
for
£63.95 |
for
£88.95 |
for
£199.95 |
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Cancellation of wedding and/or reception
Rearrangement of wedding and/or reception |
£7,500
£5,625 |
£12,500
£9,375 |
£17,500
£13,125 |
£25,000
£18,750 |
£50,000
£37,500 |
You are covered up to the amount shown for any irrecoverable expenses
incurred by You in respect of Ceremonial Attire, flowers,
photographs, caterers, transport, accommodation and
the services from any other Wedding Service supplier
booked but not used as a direct result of the unavoidable
cancellation of the Wedding or Wedding Reception.
See the Policy Wording for full details
In the event of cancellation of the Wedding, Reception or
Services for reasons specified, you are
also covered up to the amount detailed in the Benefits
Schedule to reimburse You for reasonable Additional
Costs incurred in rearranging the Wedding and/or
Wedding Reception and/or Wedding Services to a
similar standard to the amount originally budgeted.
See the Policy Wording for full details
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Wedding and ceremonial attire |
£2,000 |
£3,000 |
£4,000 |
£5,000 |
£5,000 |
You are covered up to the amount stated for:
a. the reinstatement or replacement (at Our discretion)
of Bridal Attire if such attire is lost or damaged whilst
in Your possession or that of a Close Relative within
3 months prior to and for the duration of the
Wedding.
b. loss of or damage to Ceremonial Attire within 48
hours prior to and for the duration of the
Wedding.
See the Policy Wording for full details
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Wedding gifts
Maximum per item
Cash & Vouchers |
£3,000
£300
£300 |
£4,000
£400
£400 |
£5,000
£500
£500 |
£6,000
£600
£600 |
£8,000
£800
£800 |
You are covered up to the amounts stated (subject to a maximum of £250 for
any one item and the amount shown for cash and vouchers) for loss of or damage
to Wedding Gifts due to accident, fire or theft whilst
being transported or stored by You or Your Close
Relative, or on display at the Wedding Reception.
See the Policy Wording for full details
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Wedding rings/engagement rings, flowers,
attendants' gifts, wedding cake
Maximum per item in respect of rings & gifts |
£2,000
£500 |
£3,000
£750 |
£4,000
£1000 |
£5,000
£1500 |
£5,000
£2000 |
You are covered up to the amount stated in the
Benefits Schedule for loss of or accidental damage to
Wedding Rings, Flowers, Attendants’ Gifts,and the
Wedding Cake which occurs during the time specified in the Policy Wording.
See the Policy Wording for full details
| ? |
Wedding cars & transport |
£2,000 |
£3,000 |
£4,000 |
£5,000 |
£5,000 |
You are covered up to the amount stated to reimburse You for unforeseen
additional costs to arrange alternative transport if the
private hire firm or individual with whom the transport
arrangements have been made fails to meet its/their
contractual obligation(s) following non-appearance,
breakdown or accident.
See the Policy Wording for full details
| ? |
Photographs and videos |
£2,000 |
£3,000 |
£4,000 |
£5,000 |
£5,000 |
You are covered up to the amount stated to reimburse You for unforeseen expenses
necessarily incurred to take/re-take Wedding photographs
or videos or refund any non-recoverable amount which
You originally contracted to pay.
See the Policy Wording for full details
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Financial failure of wedding service suppliers |
£2,000 |
£3,000 |
£4,000 |
£6,000 |
£8,000 |
You are covered up to the amount shown in total in the
Benefits Schedule, following the bankruptcy or liquidation
of pre-booked Wedding Service suppliers in respect of
a. irrecoverable deposits in accordance with standard
booking conditions
b. additional costs in arranging alternative equivalent
services.
See the Policy Wording for full details
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Personal accident |
£15,000 |
£25,500 |
£30,000 |
£40,000 |
£45,500 |
You are covered up to the amount shown for the payment of the following
compensation to You or, where appropriate, Your Legal
Representative(s) if You sustain Bodily Injury caused by
external violent and visible means, which solely and
independently of any other cause within twelve calendar
months from the date of the accident causing such
Bodily Injury results in Your death, Permanent Total
Disablement, Loss of Sight or Loss of Limb(s).
See the Policy Wording for full details
| ? |
Legal expenses |
£3,000 |
£4,000 |
£6,000 |
£8,000 |
£10,000 |
You are covered up to the amount shown for legal costs and expenses incurred
by You, in the pursuit of legal proceedings by You or Your
personal representative(s) for compensation and/or
damages arising from or out of Your injury or death.
It is a condition of this Section of the Insurance that We
shall have complete control over the legal proceedings
and the appointment of legal representation.
See the Policy Wording for full details
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Public Liability for Insured Couple
(n/a for USA & Canada) |
£2 million |
£2 million |
£2 million |
£2 million |
£2 million |
Cover under this Section does not apply to
Weddings taking place within the USA or Canada.
You (the Insured Couple) are covered up to the amount specified in respect of Your legal liability arising
from accidental injury to third parties or accidental loss
of or accidental damage to third party property. In the
event of Your death We will, in respect of the liability
incurred by You, indemnify Your personal representatives
in the terms of and subject to the limitations of this
Section, provided that such personal representatives
shall act as though they were You and observe, fulfil and
be subject to the terms, Exclusions and Conditions of
this Section insofar as they can apply.
IMPORTANT
This section does not provide an indemnity in respect of
liabilities arising from the actions of anyone other than
You, except insofar as You would be held liable for them
at law, and does not include any additional liability
accepted under a hiring or booking contract.
See the Policy Wording for full details
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Essential document indemnity (for weddings abroad) |
£300 |
£400 |
£500 |
£1,000 |
£1,000 |
You are covered up to the amount shown in respect of reasonable costs for
travel, accommodation and fees which arise as a result
of the necessity to obtain replacement copies of the
documents which are essential to Your Wedding taking
place outside the United Kingdom, and which, during the
period defined in (ii) below, are lost or damaged for
reasons beyond Your control.
Cover under this Section
i. applies only in respect of Weddings taking place
outside the United Kingdom
ii. commences from the date of issue of this
Certificate and applies until the Wedding takes
place, as booked, or a claim is made under this
Section of the policy, whichever occurs first.
See the Policy Wording for full details
|
|
for
£33.95 |
for
£49.95 |
for
£63.95 |
for
£88.95 |
for
£199.95 |
|
|---|
| You can also select one of the following Public Liability Cover upgrades: |
|
|
Cover For |
Additional Premium |
| ? |
£2 million Public Liability Upgrade |
All Guests |
£18.95 |
Cover under this Section does not apply to
Weddings taking place outside the United Kingdom.
Section 10 Public Liability is extended to also cover all
guests invited to the Wedding or Reception by You in
respect of legal liability arising from accidental injury to
third parties or accidental loss of or damage to third
party property.
IMPORTANT
This section does not cover liability incurred by You more
than 24 hours before or more than 24 hours after the
Wedding Date.
See the Policy Wording for full details
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£5 million Public Liability Upgrade |
Insured Couple |
£44.95 |
Cover under this section does not apply to Weddings
taking place outside the United Kingdom.
Section 10 Public Liability for the insured couple is increased to the amount shown.
See the Policy Wording for full details
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£5 million Public Liability Upgrade |
Insured Couple & All Guests |
£63.90 |
Cover under this Section does not apply to Weddings taking place outside the United Kingdom.
Sections 10 and 11 Public Liability are extended up to £5 million cover for both the insured couple and all guests.
See the Policy Wording for full details
|
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| We also offer the following additional cover options: |
|
|
Additional Premium |
| ? |
Optional Marquee Cover up to £20,000
Note: Single item limit in respect of ancillary equipment £2000 |
£49.95 |
Cover under this Section does not apply to Weddings
taking place outside the United Kingdom.
You are covered up the amount shown in the Benefits
Schedule in the event of Loss of or Damage by any
cause not specifically excluded occurring during the
period of hire (the period of hire not exceeding 5 days
unless agreed in writing by Us).
Please note, the policy limit may be increased to a
maximum of £50,000 subject to the payment of an
additional premium as shown on your certificate.
IMPORTANT
If at the time of the loss or damage the sum insured is
less than the full cost of reinstating the Marquee as new
We will reduce the amount We pay for any claim by the
proportion that the maximum amount payable bears to
the full cost of reinstating the Marquee.
See the Policy Wording for full details
| ? |
Optional Ceremonial Swords Cover up to £20,000 |
£39.95 |
Cover under this Section does not apply to Weddings
taking place outside the United Kingdom.
You are covered up to the amount shown in the
Benefits Schedule for loss or damage to borrowed or
hired ceremonial swords and accompanying regalia if
they are lost or damaged whilst in Your possession or
that of a close relative within 7 days prior to the
Wedding, and for 48 hours after.
See the Policy Wording for full details
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|
Download our Policy Summary
Download our Policy Wording
|
These days most wedding venues will insist that you have your own public liability insurance and even if they don’t it is something that you should consider.
When you purchase your wedding insurance through our website, you can add £2m Public Liability for all guests to any level of cover you choose for just £18.95.
For a small additional premium of just £44.95, you can also extend your Insured Couple Public Liability from £2 million to £5 million to cover your legal liability arising from accidental injury to third parties and accidental loss or damage to third party property.
Alternatively, you can add £5 million Public Liability cover for both the insured couple and all guests for just £63.90.
Public liability cover gives you financial protection against claims made against you by third parties if they are injured during your wedding or reception. This could be due to property damage or some form of negligence by you or one of your guests.
For peace of mind simply add this option to any level of policy you purchase.
For only £49.95 you can cover your hired marquees or gazebos (including fixtures and fittings) against cancellation and your liability in respect of accidental loss or damage up to £20,000, with a single item limit of £2000 for ancillary equipment.
If you’re having ceremonial swords at your wedding, for an additional premium of £39.95, you can extend your policy to cover the loss or damage to borrowed or hired ceremonial swords up to the value of £20,000.